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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which of the following is NOT among the requirements for recording a document affecting title to property in Pennsylvania?

A) The executed title insurance policy must be sent to the state insurance department.
B) The stamp of the notary must be clear and legible and nothing may be written over it.
C) The addresses of grantees must be provided on a special form appended to the document.
D) The signatures on the document must be acknowledged.

2. Who of the following CANNOT be covered by a Closing Protection Letter?

A) Escrow agent.
B) Seller.
C) Lender.
D) Purchaser/buyer.

3. What requirements define which closing costs are allowable as charges to the borrower?

A) ALTA
B) State
C) RESPA
D) FHA

4. What must accompany the satisfaction piece when presented for recording?

A) The certificate of title
B) The original mortgage instrument
C) The payment record
D) The final receipt

5. According to the Fair Credit Reporting Act, an insurer needs to do all of the following, EXCEPT

A) notify the applicant if an application is denied.
B) inform the applicant about the scope of an investigation.
C) inform the applicant that an investigation is being conducted.
D) discuss any credit history inconsistencies with the applicant.

Solutions: