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ACAMS CAMS7 Korean Exam Syllabus Topics:

SectionWeightObjectives
Tools, Technologies and Investigations22%- Remediation and response
  • 1. Corrective actions and regulatory engagement
- Technology and systems
  • 1. Monitoring systems, screening tools, data analytics
  • 2. Cryptoasset and virtual asset compliance
- Investigation processes and evidence handling
  • 1. Cooperation with authorities and information sharing
  • 2. Case management and escalation
Building and Managing Anti-Financial Crime Compliance Programs28%- Training, awareness and internal communication
- Program framework and policies
  • 1. Risk assessment and risk-based approach
  • 2. Policies, procedures and controls design
- Monitoring, reporting and record keeping
  • 1. Legal record retention requirements
  • 2. Transaction monitoring and alert management
  • 3. Suspicious activity reporting (SAR/STR)
- Audit, testing and continuous improvement
- Customer due diligence and know-your-customer
  • 1. politically exposed persons and high-risk clients
  • 2. CDD, EDD, beneficial ownership identification
Global Anti-Financial Crime Frameworks, Governance and Regulations24%- International standards and bodies
  • 1. Basel Committee, Wolfsberg Group, UN conventions
  • 2. FATF 40 Recommendations
- Regional and national regulations
  • 1. EU AML Directives
  • 2. USA PATRIOT Act and extraterritorial laws
- Governance, accountability and ethics
  • 1. Roles of board, senior management and compliance function
  • 2. Ethical obligations and professional standards
Understanding Risks and Methods of Financial Crime26%- Money laundering stages and techniques
  • 1. Methods across financial sectors and businesses
  • 2. Placement, layering, integration
- Financial crime risks and consequences
  • 1. Institutional, individual, economic and social impacts
- Terrorism financing and proliferation financing
  • 1. Distinctions from money laundering
  • 2. Sources and mechanisms
- Sanctions regimes and compliance risks
  • 1. Risk identification and mitigation
  • 2. UN, EU, OFAC frameworks

ACAMS Certified Anti-Money Laundering Specialist (CAMS7 the 7th edition) (CAMS7 Korean Version) Sample Questions:

가상 자산 서비스 제공업체(VASP), 암호 자산 및 관련 제품과 관련된 주요 자금 세탁 위험을 가장 잘 설명하는 진술은 무엇입니까?

  • A. 암호자산은 국경을 넘나들며 빠르게 이전될 수 있지만, 가치의 변동성으로 인해 여전히 전통적인 자산에 비해 자금세탁에 덜 매력적입니다.
  • B. 블록체인 기술의 투명성은 법 집행 기관이 거래를 추적하는 데 도움이 되지만, 범죄자에게는 복잡한 계층화 기술을 통해 금융 활동을 은폐할 수 있는 방법을 제공할 수도 있습니다.
  • C. 거래의 익명성으로 인해 범죄자들은 ​​전 세계적으로 막대한 금액을 이체하는 동안 신원을 숨길 수 있어 최종 수익자를 추적하기 어렵습니다.
  • D. 특정 유형의 암호화폐 거래에 대해 의무적 보고 요건이 시행되었지만, 규제와 집행의 빈틈으로 인해 여전히 자금 세탁 활동의 여지가 있습니다.
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Correct Answer: C  🗳️

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금융활동기구(FATF)가 다양한 관할권의 AML 통제 품질을 평가하기 위해 사용하는 상호 평가 및 후속 조치 과정에서 FATF는 다음을 수행합니다.

  • A. 자금세탁방지(AML) 통제가 느슨한 관할권에 경제 제재를 가해 통제를 강화하도록 강요합니다.
  • B. 자금세탁방지(AML) 통제가 느슨한 관할권의 금융 기관에 대한 현장 검사를 실시하여 결함을 파악하고 개선책을 제시합니다.
  • C. AML 통제에 대한 자체 평가를 기반으로 모든 회원 관할권의 순위를 매긴 연례 보고서를 발행합니다.
  • D. 회원국이 다른 관할권의 AML 통제를 평가하고 개선을 위한 권장사항을 제공하는 동료 평가 프로세스를 수행합니다.
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Correct Answer: D  🗳️

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비정상적인 송금 거래에는 다음이 포함될 수 있습니다. (두 가지를 선택하세요.)

  • A. KYC 문서에 따라 클라이언트와 관련된 상대방에게 전송된 여러 건의 전신 송금입니다.
  • B. 고객 명의로 부동산을 구매한 후 제3자 송금으로 입금되는 방식입니다.
  • C. 고객의 사업 파트너인 제3자에게 대출금을 지급한 후 입금하는 방식입니다.
  • D. 동일한 고객을 위해 서로 다른 은행에 개설된 계좌 간에 서로 다른 통화로 이루어지는 송금입니다.
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Correct Answer: B,D  🗳️

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한 은행의 인사부 채용 관리자가 자사의 프라이빗 뱅킹 부문 관계 관리자 자리에 적합한 후보자를 선정했습니다.
은행의 규정 준수 정책에서는 사기 및 자금 세탁 위험으로부터 보호하기 위해 적절한 신원 조사를 요구합니다.
최종 선정된 후보자에 대한 잠재적인 부정적인 정보를 파악하는 데 가장 유용한 자료는 무엇입니까? (세 가지를 선택하세요.)

  • A. 개인 이력서.
  • B. 가까운 지인으로부터 받은 개인적 추천서.
  • C. 이전 취업 기록.
  • D. 범죄 기록 검색.
  • E. 인터넷과 공공 미디어 검색.
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Correct Answer: C,D,E  🗳️

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어떤 지표가 제재 회피 가능성을 가장 강력하게 시사합니까?

  • A. 계좌 잔액 부족
  • B. 중첩된 환거래 계좌 및 제재 지역과 관련된 결제
  • C. 지역에서 직불카드를 자주 사용함
  • D. 정기적인 가정용 공과금 납부
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Correct Answer: B  🗳️

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